SMART Payment Plan started in 2003 and offers the most reliable, hassle-free and flexible bill payment service in the country. SMART is innovative, customer-centered and focused on making things simple and easy.

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SMART Payment Plan offers lower and easier payments that match its customers’ paydays to significantly increase gross and sell more F&I products as well as shorten the term of the loan.

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SMART Payment Plan are committed to providing amazing customer service; keeping things simple; making things easy; developing repeat clients; offering hassle-free service; and serving more Americans.